• Play: Click here
• Song Name: If You've Even Got Credit
• Artist: Tom Ratcliffe
• Album: Tom Ratcliffe's Album

Tom & Jack discuss phone credit, racist neighbours, bad muggers and squirrels. There's also an interview with internet/youtube/vlog sensation Zoella and a brand new feature - TIASFAFILBTFATSSAWUIC (NIOST). Originally broadcast on 27/01/2017.